Terms

This website provides general information about Benjamin Horbowy's advisory and systems-architecture services. Website content is not legal, tax, investment, employment, or financial advice.

Scheduling a call or submitting information does not create a partnership, fiduciary relationship, or client engagement. Any paid engagement requires a separate written scope, price, payment schedule, cancellation terms, responsibilities, and exclusions.

No client, revenue, profit, registration, incentive, financing, hiring, or business outcome is guaranteed. Results depend on execution, market conditions, and other factors outside our control.

References to PEZA describe a possible pathway subject to independent eligibility, application, professional advice, and government approval. They do not state that any person or venture is approved.

Last updated: October 8, 2026.